Infinite Insight to Your Clients
Credit Scoring and Risk
Making Smart Decisions, Faster
Credit scoring and risk assessment have undergone significant shifts in the past two years. New regulations such as the Dodd-Frank Act in the United States or Basel 3 in Europe are making it harder than ever to keep credit risk models up-to-date.
Further, increased market volatility is driving the need to build models faster. Access to heaps of customer data via third-parties and propriety customer and transaction data has led to an explosion in the number of variables typically used in predictive modeling.
Traditional modeling techniques are slow, manual and prone to human error. They’re not built for wide analytical data sets. InfiniteInsight™ is giving our financial services customers the agility and productivity they need right from the start.
- Financial services data schema (banking, insurance, credit card)
- Analytical record templates for financial services customers
- Credit risk model templates
- Enhance risk models with third-party marketing service provider data (e.g. credit scores, demographics)
- Understand root causes for credit risk from variable contributions in predictive models
- Real-time scoring in the call center and online to determine risk of applicants
- Identifying prospects for investment products based on a credit card holder’s spending patterns (Finansbank)
InfiniteInsight™ has set a new internal benchmark for model quality. 
Alfred Furth, Vice President, Portfolio Analytics and Risk
Success Stories
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“Being able to build models rapidly leads to better and more actionable solutions.”
Richard Wherry
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“We can build quick, on-demand models for one-off campaigns.”
Robert Grimm
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“In just one day, we identified 92% of fraud cases with a high degree of reliability.”
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“InfiniteInsight™ allows us to turn analytics into a competitive advantage.”
Kunter Kutluay
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“InfiniteInsight™ cut model building time by weeks.”
David MacFarlane
